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Best Pay by Mobile Casinos UK

By Marcus Lawrence on

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair.

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair.

Looking for a quick and easy method to deposit at your favourite online casino? Paying by mobile is a convenient way to make casino deposits with your mobile, requiring nothing but your phone number.

 

Do I need a smartphone to pay by phone bill?

 

Which phone payment systems can I use at online casinos?

 

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When you deposit at a pay by mobile casino, the charges are added directly to your monthly phone bill or deducted from your airtime credit.

There’s no need to enter any card details or banking information, which makes it highly secure.

In this guide, we’ll explain the ins and outs of the various pay by mobile services. Once you’re up to speed, browse through our site recommendations and find your next pay by mobile casino.

Introduction to Pay by Mobile Casino Sites

Mobile payments have been around since the turn of the millennium. Online banking continues to bring new customer-friendly innovations to the market, and pay by mobile methods have remained part of the landscape, albeit somewhat quietly and in the background.

Today, any online casino worth its salt is optimised for mobile handsets, whether it’s through a dedicated app you can install, or a site built with HTML5 that flawlessly adjusts to fit any screen. If you’re playing on the go or just picking up your phone for a shorter session, it stands to reason that you want a fuss-free way to fund your mobile casino wallet.

That’s where pay by mobile services enter the picture. When you choose one at a pay by mobile casino, you’ll be able to make instant deposits using nothing but your phone number. No lengthy debit card details, no logins to remember, just the 11 digits you likely memorised years ago. The deposit is added to your monthly bill or taken from your pay-as-you-go (PAYG) balance, and your funds are instantly available to use at the casino.

Although high rollers will be deterred by the lower limits on pay by mobile deposits, its ease of use and inherent security makes it a strong choice for casual players. If you’re already playing with your mobile, why not pay with your mobile too?

How Pay by Mobile Casino Deposits Work

The main draw of pay by mobile deposits is the speed and ease with which you can fund your online casino wallet. These mobile deposits are powered by Direct Carrier Billing (DCB), a technology which allows customers to pay for goods and services via their phone bill or airtime credit.

Whether your phone runs on iOS, Android, or something else entirely, it doesn’t matter. If you’ve got a phone number, you can pay by mobile. The process is simple: all you have to do is choose the amount to deposit, enter your phone number, confirm the transaction via SMS, and you’re good to go — your receipt is sent straight to your handset by text. When it’s time to pay your monthly bill, you’ll see the extra charge added. For PAYG customers, the cost is deducted from your credit balance.

Another advantage when you pay by mobile is the deposit speed itself. The funds will usually be credited to your casino account instantly, so there’s no waiting around to play. Pay by phone bill services like Boku and Zimpler are often valid for welcome bonuses too, perfect if you’ve found a lucrative no wagering bonus or free spins offer. One caveat: all pay by mobile services are subject to a transaction limit of £40, imposed by European legislation. If you’re looking to take advantage of a large matched deposit, it might not be possible to claim the maximum value.

Pay-as-you-go customers can also make use of some pay by phone services, with the deposit cash coming from your phone credit. 

How to Pay and Play at Pay by Mobile Casinos

  1. Compare Online Casinos

    Not all casinos allow players to pay by phone bill, so the first step is to find one which does. To make this easy, browse and compare sites using our hand picked list of the top rated casinos that support phone bill payments. All these casinos are fully licensed by the UK Gambling Commission (UKGC) and offer a great range of games, promotions and bonuses. All you need to do is pick out your favourite.

  2. Sign Up to Become Eligible for a Welcome Bonus

    Once you’ve settled on a pay by mobile casino all you need to do is sign up. You’ll need to verify your account before you can deposit, which may require you to provide identity documents. Lots of online casinos offer new players exciting sign up bonuses, so be sure to check out what’s on offer as you may be able to take advantage of some free spins or a matched deposit. We’ve carefully reviewed the top UK casinos so that you can compare the various offers available and make sure you get the best deal.

  3. Deposit

    If you haven’t opted for a no deposit bonus, you’ll need to deposit to play real money games and claim your welcome bonus. Visit the cashier page and select the relevant option — it’s usually called ‘pay by phone’ or ‘pay by mobile’. Then, simply enter your phone number along with your chosen deposit amount and hit confirm.

  4. Verify

    After you’ve selected your deposit amount, the next step is to verify the payment. This may vary slightly depending on which service provider you’re using, but it’s typically a very simple of process which consists of receiving a text and either replying or clicking on a link to confirm.

  5. Play

    Now that you’re signed up with a funded account, you can start playing! Pay by mobile casinos process phone deposits instantly, so you won’t have to sit around waiting. You can then choose from a huge range of popular casino games, from the newest online slots to table games like blackjack. Once you’ve found your favourite games, you’re all set.

Step-by-Step Guide to Making Pay by Mobile Casino Deposits

Liking the sound of making quick, easy, and secure deposits via your phone bill? We’ve put together a handy step-by-step guide to help you get started with a pay by mobile casino today.

  1. Compare and Sign Up at a Pay by Mobile Casino

    Here at TopRatedCasinos.co.uk, our experts have aggregated the best pay by mobile casinos in the UK. If you’re not yet a member of one, take a look at our top picks. Once you find your perfect match, click through and sign up with the required details.

  2. Make your deposit

    Once you’re logged in, head to the cashier page of the site and choose the ‘deposit’ option. Select the pay by mobile option as the payment method and the amount you wish to deposit, and enter your phone number. If you’re taking advantage of a bonus, you should check for a minimum deposit requirement and any excluded payment methods.

  3. Confirm via SMS

    You’ll be sent a text message with instructions on how to confirm the transaction; it usually involves replying to the message or entering a PIN code on the payment page. After you’ve done so, the deposit will be made instantly and you’ll receive a receipt via SMS.

  4. Browse games and play

    The funds should immediately appear in your account, ready to go. Roulette, blackjack, or anything else, take your pick and let the fun begin! If you’re playing with a bonus, make sure you understand the wagering requirements and eligible games — free spins are usually only valid on certain slots.

Benefits of Pay by Mobile Casinos

So, why choose to pay by mobile when you deposit at an online casino? Here’s a quick rundown of the advantages of these services:

  • Incredibly easy to use – just enter your phone number, no other details required.
  • Highly secure – you won’t have to share your bank details with the pay by mobile casino.
  • Instant deposits – no waiting around for the funds to hit your casino wallet.
  • Usually eligible for bonuses – unlike some payment methods such as e-wallet services like Neteller and Skrill, you’re usually able to claim a bonus when you pay by mobile.
  • Discreet – shows up on your bank statement as a payment to your mobile carrier.

Why Pay by Phone Bill?

Ease of Use

One of the biggest advantages of paying by phone bill is how incredibly simple it is to do. Most pay by mobile casinos only require you to enter your phone number and then verify the payment, which should only take a matter of seconds.

There’s no need to sign up for an additional account or share any personal or financial details. All you need is a phone number to fund your pay by mobile casino account. This makes it a great option for both desktop and mobile casino players.

Instant Deposits

Pay by mobile deposits are processed immediately, so you’ll usually be able to start playing as soon as you confirm the payment. Some online casinos also offer players the chance to set pay by mobile as their permanent deposit method, which streamlines the process even further.

Accessibility

All of the major UK phone network providers support pay by mobile, including O2, Vodafone, EE, and Three. Some landline providers, such as BT, also allow players to deposit at online casinos via their landlines.

This process is largely the same as if you were to deposit via your mobile, apart from the fact that you’ll either be asked to call or be called by a recorded script which will guide you through the verification process.

Pay by Mobile Services


So, Here’s a quick breakdown of some popular services you might find at pay by mobile casinos in the UK.

Name Availability Deposit speed Withdrawal speed Description Pros and Cons
Good
Deposit speed
Instant
Withdrawal speed
N/A

Boku

One of the most common services available at pay by mobile casinos is Boku, a company founded in 2009 and headquartered in San Francisco. At the time of writing, the service is the largest mobile payments provider in the world, available in 91 countries.

Deposits with Boku are simple — just enter the amount along with your phone number, confirm via text, and the transaction is charged to your phone bill. As with other mobile payment methods, you won’t need to share any bank account or card details with the casino site, so it’s great if you’re looking for a high level of security. 

There aren’t any fees for using Boku to make a casino deposit, but keep in mind that there’s a £30 daily limit. There are limits set by European legislation as well — £240 a month. If your gambling budget is significantly higher than that, you’ll want to choose a different payment method. You won’t be able to withdraw to Boku either. 

Good
Deposit speed
Instant
Withdrawal speed
N/A

Siru Mobile

Based in Finland, Siru has been on the mobile payments scene since 2011. It’s not as widely available as Boku, but you’ll still find it at some of our top pay by mobile casino sites. Once you enter your mobile number and confirm the deposit via SMS, the funds will be available in your casino wallet instantly. 

The main difference — and detractor — between Siru and other pay by mobile services is that you’ll be charged a small transaction fee when using Siru to make your deposit. The amount varies and will be clearly displayed when you check out. Although it’s not huge, it’s still frustrating when you consider the low daily and monthly limits of the service. Siru is in line with other pay by mobile services in the UK: £40 per transaction and £240 per month.

Good
Deposit speed
Instant
Withdrawal speed
N/A

Zimpler

Zimpler is another pay by mobile deposit method that works slightly differently to Boku and Siru. Instead of paying for transactions via your mobile network bill, Zimpler requires users to link a bank account to a mobile phone number when they first set up a Zimpler account.

From then on, all transactions will be payable via the linked mobile number, making it equally as quick and straightforward as other pay by phone options.

Connecting Zimpler to a bank account makes it possible to deposit and withdraw significant funds, and this is a huge attraction for users. You can typically deposit and withdraw anything between £10 to £4,500, allowing for plenty of betting options. Any withdrawals should appear in your bank account within 15 minutes, though this can sometimes take up to 24 hours to process.

Good
Deposit speed
Instant
Withdrawal speed
N/A

Payforit

Another service you might find at pay by mobile casinos is Payforit. It works like other mobile payments services and simply requires your phone number and confirmation via SMS. You’ll meet the same limitations as you would with Siru or Boku — no more than £240 a month in total transactions, and no support for withdrawals. 

There are no specific reasons to choose Payforit over another mobile billing option. It may simply come down to what’s offered by your chosen casino. All the UK’s main carriers — EE, Three, O2, and Vodafone — helped establish Payforit and support its services, and customers of Giffgaff, Tesco, and Virgin Mobile can use the network too.

Good
Deposit speed
Instant
Withdrawal speed
N/A

PayViaPhone

PayViaPhone is a mobile payment method exclusive to UK customers, and operates much like our other recommended pay by mobile services. You simply select PayViaPhone in your chosen pay by mobile casino’s banking section, type in your number, and then confirm through the SMS that will have been sent to your mobile device. Your deposit – which, like Boku, can’t exceed the daily limit of £30 – is then charged to your mobile phone bill.

While there isn’t much to separate PayViaPhone from the other pay by mobile alternatives, PayViaPhone will charge a 15% transaction fee every time you deposit, which may discourage certain users. However, the £30 daily limit means that this transaction fee will never be substantial, and can also be helpful in cutting down on your spending.

Alternative Payment Options at Pay by Mobile Casinos


As each of our aforementioned pay by mobile services can be used for deposits only, you will need to have another payment method lined up if you want to withdraw any cash. It’s also generally a good idea to have more than one payment method up your sleeve just in case your usual method isn’t accepted by your chosen casino. Here are some alternatives, which you can also use for depositing if you want to give your phone bill a break.

Name Availability Deposit speed Withdrawal speed Description Pros and Cons
Excellent
Deposit speed
Instant
Withdrawal speed
Up to 5 days

Debit Cards

The best thing about debit card payments is its availability. Every pay by mobile casino we recommend will still allow you to both deposit and withdraw using your debit card details, and as most mobile users have all their details saved on their mobile devices, this is also a nice and quick option. Withdrawal times, however, may be slower than other methods. 

Excellent
Deposit speed
Instant
Withdrawal speed
Instant – 48 hours

e-Wallets

e-Wallets like PayPal, Skrill, and Neteller are great fast withdrawal payment methods that each provide simple and intuitive payment apps. It’s extremely easy to switch from your mobile casino to your e-wallet app for both depositing and withdrawing. Be aware, however, that while most pay by mobile casinos will accept at least one e-wallet provider, you may find that your preferred e-wallet isn’t available. 

Good
Deposit speed
Instant
Withdrawal speed
Instant – 24 hours

Apple Pay and Google Pay

Apple Pay and Google Pay are without doubt the quickest way of depositing your cash at pay by mobile casinos. All your details are already saved, and the whole process usually only requires one tap of a finger. Unfortunately, these options still aren’t available at all pay by mobile casinos, often being restricted to those that are able to provide native apps, and even then you may find that they accept Apple Pay but not Google, or vice versa.

Good
Deposit speed
Instant
Withdrawal speed
N/A

Prepaid Cards

Prepaid cards like Paysafecard and AstroPay are excellent alternatives for those who aren’t comfortable with providing their bank details. 

Paysafecard and AstroPay allow you to purchase digital vouchers – either online or, as is the case with Paysafecard, at your local corner shop – that you can then use to deposit by entering their 16-digit code. Like your typical pay by mobile service, however, it is usually not possible to withdraw onto a prepaid card, and there are often transaction limits.  

Good
Deposit speed
Instant
Withdrawal speed
Instant – 48 hours

Trustly

Trustly is, as the name suggests, a highly-secure Open Banking method that allows you to make more efficient transfers from your online bank account. 

Again, like prepaid cards, Trustly also won’t require you to enter any bank details, nor will it redirect you to your external banking app. So if you are typically a pay by mobile user who doesn’t like the idea of giving away your details, but wants to be able to both deposit and withdraw without harsh transaction limits or fees, then Trustly casinos might be your best alternative.

Pay by Mobile Casino Bonuses

The best pay by mobile casinos will offer their customers a range of different bonus offers, as well as a generous welcome bonus package when a new customer first signs up.

However, punters should be aware that depositing using a pay by mobile service might make you ineligible for bonuses at certain casinos.

Always be sure to read the terms and conditions attached to each of these bonus types to avoid any unexpected surprises.

Matched Deposits

Matched deposit bonuses mean that players will receive a boost of bonus funds when they deposit into their online casino account. The bonus will be set as a percentage of the customer’s deposit, up to a specified amount.

For example, a typical matched deposit bonus of 100% – which is offered up to £100 by All British Casino and Casumo at the time of writing – would see customers receive an extra £100 in bonus funds when they deposit £100 into their account. You don’t always have to deposit the full amount, of course, and a pay by mobile casino will declare a minimum qualifying deposit for this bonus, which will usually be either £10 or £20. 

It’s important to note, however, that you will often only be able to use your bonus funds on certain specified games – usually slot titles – and will almost always have to satisfy considerable wagering requirements before you can withdraw winnings from them. So make sure you’ve double checked the bonus terms and conditions for both wagering requirements and what games are excluded before choosing which pay by mobile casino bonus to sign up for. 

Free Bets

You’ll see free bets on offer at many online casinos, and they’re usually unlocked by a minimum casino deposit. For example, you might receive £20 in free bets when you deposit £5 into your account.

A number of pay by mobile casinos also feature a sportsbook, and in which case are more likely to offer free bets to both new and returning customers. These free bets will sometimes be restricted to certain betting markets, so you’re going to have to check the small print again, but they can usually be used on a variety of casino games and sports.

Low Wagering

Wagering here refers to wagering requirements — the number of times you must bet your bonus credits before you’re able to reap the rewards of any winnings.

Typically, wagering requirements are set somewhere between 25x–35x the value of your bet, but a low wagering bonus will see that number drop to anywhere between 1x–25x. The lower the figure, the more player-friendly the bonus.

Free Spins

Along with matched deposits, free spins is the bonus you’re most likely to come across in sign up offers and ongoing promotions. 

Usually, they come with wagering requirements and can only be used on certain online slot games. Casumo’s bonus spins, for example, are only eligible for Playtech’s Sahara Riches Cash Collect, and must be wagered 30x before any winnings can be withdrawn.

Be aware, however, that wagering requirements on free spins work quite differently than they do for matched deposit bonuses. While a matched deposit’s wagering requirements are applied to the sum of your deposit bonus, with free spins the wagering requirements are applied to your winnings. So if you won £10 from Casumo’s offer of 20 free spins, you would have to wager £300 (30 x £10) before you could withdraw your winnings. 

With that in mind, free spins are usually best seen as a way of getting acquainted with the slots on offer at a pay by mobile casino.

Live Casino Bonus

Not all bonuses at pay by mobile casinos are exclusive to the slots, a number of them can also be deployed on live casino tables. 

If you’ve received some bonus funds either from a welcome offer or an existing customer promotion, check to see if they can be used on live dealer games. Even if live casino titles aren’t going to contribute much to your wagering requirements – which is usually the case – playing with bonus funds can be a useful, low-risk way of getting to grips with how live casinos work.

No Deposit Bonus

A no deposit bonus is the only offer that’s going to allow you to play at pay by mobile casinos without depositing any money. 

Although wagering requirements will often make it difficult for you to convert a no deposit bonus into withdrawable cash, they are perhaps the best way of getting used to playing casino games without staking any of your own cash. All you have to do is sign up, claim your bonus and start playing.

WELCOME OFFER

Enjoy 100% up to £50 and 100 Spins

  • Large selections of slot games
  • Full PayPal Support
New players only. Valid until further notice. Min deposit £20 for 100% Games Bonus [GB] up to £50 + 100 Free Spins [FS] on Gonzo’s Quest (FS Split over 5 days & valid for 3 days respectively, no wins cap). FS wins granted in Games Bonus [GB] after all FS used. GB valid on selected games only. Wagering requirements [WR]: 50x (deposit + GB funds) & 85x FS winnings. WR vary by game. GB wins cap: £100 + initial bonus amount. UK: deposit balance can be withdrawn at any time. 18+. Withdrawal restrictions & Full T&C apply. 18+ Please Gamble Responsibly. Click 'Claim Bonus' to view the full terms and conditions.

Pay by Mobile Casino Terms and Conditions

All online casino bonuses come with extensive terms and conditions, and pay by mobile bonuses are no different. Along with ensuring you hit the minimum deposit to be eligible to claim your welcome bonus, there are a few restrictions you’ll need to consider. Let’s take a look at some of these below.

Payment Restrictions

Online casinos sometimes restrict welcome bonuses to certain deposit methods, and choosing a pay by phone service — or an e-wallet like Skrill or Neteller — may disqualify you.

As a general rule, you’ll usually be safe when using a debit card, but always check the terms and conditions for payment restrictions before making a pay by mobile casino deposit.

Wagering Requirements

We’ve already seen that wagering requirements are usually set between 25x–35x your stake, but let’s break this down a bit further. Say you placed a £10 bet with funds from a matched deposit bonus that had a wagering requirement of 25x.

This would mean you’d need to bet £250 (25 x £10) before you could take home any winnings connected to the bonus. If your initial deposit is included in the calculation (25 x £20, in this instance), you would need to wager £500 before unlocking withdrawals. Details of this will be clearly included in the T&Cs of the pay by mobile casino.

Time Limits

Wagering requirements sometimes have time limits attached to them. Fortunately, there’s usually plenty of time to beat the clock, but it’s important not to let these time limits dictate how much you spend in a given period in an attempt to meet the wagering requirements. At the same time, keep in mind that the bonus will become void if you don’t use it within the deadline.

Deposit Limits

Pay by phone usually comes with pretty tight deposit limits — most providers restrict players to £30 or £40 per day. There may also be limits on the amount you can deposit per transaction, as low as £10 with some providers.

While this isn’t ideal for high rollers, this is a big advantage for a lot of people, as it’s an easy way of managing your spending and making sure you don’t go overboard. Paying by phone can also allow players to deposit smaller amounts than other payment methods, starting at just £3 at some casinos.

If you’re looking to make larger deposits, your provider may allow you to increase the limits if you get in contact with them. However, note that this may not always be possible due to gambling and mobile payment regulations.

Eligible Games

Certain games will be excluded from bonuses at pay by mobile casinos, and these will always be listed in the terms and conditions. 

Free spins will sometimes only be usable on a specific mobile slot title, while funds accrued from deposit bonuses can usually be used on a variety of titles. Even then, however, certain games will contribute more to your wagering requirements than others, and these too will be specified in the terms and conditions.

Winnings Caps

Most pay by mobile casinos will enforce winnings caps on your bonus funds and spins. These are in place to prevent players from making big cash withdrawals from their bonuses, but will vary depending on the casino, so double check those T&C’s.

Time Limits

Wagering requirements sometimes have time limits attached to them. Fortunately, there’s usually plenty of time to beat the clock, but it’s important not to let these time limits dictate how much you spend in a given period in an attempt to meet the wagering requirements. At the same time, keep in mind that the bonus will become void if you don’t use it within the deadline.

These time limits are usually 30 days, which, depending on the bonus terms and conditions, can be far too short a period of time to clear your wagering requirements, in which case you’re better off seeing your bonuses as a means of exploring your options at a new pay by mobile casino. If you have 90 days to clear relatively modest wagering requirements, however, you may naturally find yourself in a position to make some withdrawals, but it’s always best not to stretch your budget. 

Security

Pay by phone bill is one of the safest and most secure deposit methods out there, mainly because it doesn’t require you to enter any personal or financial details and isn’t linked to your bank account.

The fact that you’re using only your phone number to make payments essentially eliminates any possibility of internet hacking or fraud. Phone networks also have strict security and data privacy measures, which gives you extra protection. The fact that you’ll also need to verify payments makes the process even more secure.

The only likely security risk is if your phone is lost or stolen. If this does happen, it is important to contact your network carrier as soon as possible so that you can get the phone blocked and cancel the sim card. It’s also probably a good idea to inform your pay by mobile casino as well, just to be safe.

Fees

Pay by mobile is generally a low-cost deposit option, as the mobile service providers will not charge any additional fees. Services such as Boku charge the casino rather than the player, but now use direct carrier billing rather than premium SMS.

This means that the operating costs are low, and most online casinos accept the transaction fees without adding any charges to your account. There are, however, some casinos where this may not be the case, so make sure to check in the terms and conditions just in case. Some pay by mobile casinos charge around £2–£3 for phone bill deposits.

The only other fee you may incur is for receiving and replying to the verification text messages if you’re on pay-as-you-go, which you can check with your phone network provider.

Drawbacks

While pay by mobile services will certainly suit more casual players, they’re not for everyone. Let’s take a look at some of the drawbacks of using these payment methods:

  • Low transaction limits – players are restricted to £40 per deposit when they pay by mobile, which is a hindrance to those wanting to take full advantage of larger matched deposit bonuses.
  • No withdrawal support – you’ll have to pick another payment method to withdraw your cash.
  • Not all carriers supported – while customers of major names should have no problem, there are some exceptions.
  • Monthly carrier limits – European legislation sets a limit of £240 a month for pay by mobile transactions, and your carrier may impose restrictions below this amount.

Our Verdict

The deposit limits in place mean that phone bill casino payments aren’t ideal for high rollers. However, these services are still great payment methods for players looking to make fast deposits without signing up for an additional account or disclosing sensitive bank details.

Responsible Gambling

Here’s a list of some of things to look out for if you suspect you or someone close to you might be showing signs of problem gambling and addiction:

  • You can’t go through a day without gambling – not being able to get through a day without gambling – online or otherwise – could be an early sign of addiction; 
  • You’re keeping your gambling habits secret – if your gambling habits are healthy, you shouldn’t have anything to hide;
  • Your gambling habits are negatively impacting your day-to-day life and relationships – gambling should never take away from your work and social life. If you feel this starting to happen, ask for help;
  • You’re struggling financially – if you’re low on money as a result of online gambling, or find yourself continuing to gamble despite financial troubles, you should urgently seek advice;
  • Losing sleep – problem gambling sufferers often find themselves losing sleep because of their betting habits.

Tips for Gambling Responsibly

  • Manage your spending – it can be easy to ignore or simply not notice how much money you’re spending when using pay by mobile methods at online casinos. Although the spending limit on many pay by mobile methods will help cut down on your costs, make sure you’re keeping track of your spending, and enforcing your own spending limits;
  • Don’t bet what you can’t afford to lose – this one may go without saying, but gambling should never be seen as a means of getting you out of financial trouble. If you can’t afford to lose it, don’t bet with it;
  • Take a break  – if you’re fatigued, inebriated or find yourself unable to think rationally for whatever reason, you shouldn’t be gambling;
  • Only bet on markets and games that you’re familiar with – betting on a sport or a casino game that you have no prior knowledge of is a sure-fire way of getting yourself in trouble;
  • Ask for help – even if you’re not 100% sure you have a problem, it never hurts to get a second opinion. There are plenty of places out there that can provide round-the-clock help and advice. Just a few of them are listed below.

Responsible Gambling Charities and Organisations

  • GamCare – GamCare offers free, 24/7 support via phone call, live chat, Whatsapp, Facebook, online forums and group chats – whatever you’re most comfortable with;
  • GAMSTOP – GAMSTOP features a self-exclusion tool that allows you to restrict your access to UK gambling sites for however long you like or need;
  • GambleAware – GambleAware is a charity that offers valuable help and support to those affected by problem gambling. Visit Begambleaware.org and have a look at the available support services;
  • UKGC – the UK Gambling Commission is the government body that licences and regulates UK gambling, but they are also a great source of help, advice and support for problem gamblers;
  • NHS – gambling addiction sufferers can always seek help with the NHS. Visit its website or your local GP to get ahead of the problem.

For more information on where you can get help, you can also visit our Responsible Gambling page.

Compare the Best Pay by Mobile Casinos

Now you’re up to speed with the ins and outs of pay by mobile casinos, why not browse some of our recommendations? Our expert reviewers have selected the best pay by phone casinos so you can find your perfect match, make a deposit, and maybe claim a welcome bonus on the way.

Our Best Pay By Mobile Casinos

Casino Rating Deposit Methosds Go to Site
All British CasinoBank Transfer, Visa, Mastercard, Paysafecard, Skrill, Neteller, Boku, Trustly
MagicRed CasinoMuchBetter, Bank Transfer, Visa, Mastercard, PayPal, Paysafecard, Skrill, AstroPay, Trustly
WinomaniaVisa, Mastercard, PayPal, Paysafecard, Skrill, Neteller, Maestro, Neosurf, Trustly

Frequently Asked Questions

  • Yes. There are no restrictions on what games you can play at online casinos when you pay by phone bill., so you can enjoy slots, roulette, live dealer games and more.

  • No. As most pay by phone systems only require a phone number, you don’t need a smartphone. You won’t need to download an app to pay by phone either, so you can use pretty much any phone.

  • As pay by phone deposits are charged to your phone bill they will not show up on your bank statement. The only thing that will show up is the payment you make to your phone provider when you settle your bill.

  • Many countries have strict regulations on gambling, so first you’ll need to check if you can legally gamble and access your site when you’re abroad. If you can and you want to pay by phone, you should check with your network provider and casino to see whether there are any additional charges.

  • If you experience any issues making a pay by phone deposit you should contact your casino’s customer services team for information and support.

  • There are now a variety of reliable payment processor companies who make it easy to charge payments to your phone bill. Boku is one of the leading global mobile payment systems used in more than 68 countries, and allows users the freedom to make secure payments to UK mobile casinos using their phone bills. Pay By Phone is the market leading ‘pay by phone’ payment operator for parking, but works just as well for online casinos, removing all the hassle of having to deposit with your bank or credit cards and replacing it with fast and simple SMS billing. Payforit is another company that works alongside major mobile network providers, including Vodafone, O2 and Three.

  • No. Pay by mobile services like Boku, Siru, or Payforit don’t support withdrawals, so you’ll have to pick another option. A great alternative to cash out your money is an e-wallet like PayPal, Skrill, or Neteller — they’re easy to use and highly secure, and usually offer the fastest withdrawal speeds.

  • Yes, paying by mobile is highly secure. No payment details are required when you use the service, and the payment must be confirmed by replying to a text sent to your phone number. All our recommended pay by mobile casinos are fully licensed and trustworthy, so you can deposit and play with confidence.

  • Pay by mobile services like Boku and Payforit use technology called Direct Carrier Billing (DCB), where the casino deposit is added to your monthly contract charge or deducted from your pay-as-you-go credit. With these services, you’re paying through your phone carrier rather than your bank.

    Apple Pay and Google Pay are virtual wallet services that allow you to pay with your debit card using your phone. The payment comes directly out of your bank account — it’s much like using your debit card to make a deposit, but the payment is facilitated by Apple Pay or Google Pay.

  • You should only ever play at licensed casino sites. In the UK, gambling sites are licensed and regulated by the UK Gambling Commission (UKGC) and must comply with certain requirements around fair play and security. Rest assured, all our recommended pay by mobile casinos are fully licensed — we’ll never compromise on that.

    That said, you should always check the full T&Cs to understand the true value of the bonus; you’re more likely to make a cashable return with a low wagering offer, for example. 

Contributors

Marcus Lawrence

Marcus is Head of Content at TopRatedCasinos.co.uk. Having joined as a Content Editor in 2020, Marcus has three years’ experience in the online gambling space and six years’ professional editing experience. An expert in all things online casino, he has been featured in iGamingFuture and SBC’s Payment Expert, and works hard to fact-check everything we present to our users. Outside work, Marcus is committed to regularly injuring himself at the gym and unwinding with a typically stressful West Ham game.

James Langley

James is a Content Writer and casino expert at TopRatedCasinos.co.uk, joining us in 2021 and totting up three years’ experience in the online gambling space so far. He regularly contributes in-depth guides and reviews for the site, alongside editing and refining copy. James is also responsible for tinkering with different elements of TopRatedCasinos to make it even better for our users, and has a hand in designing some of the new features we add to the site. Outside work James is a guitarist, all-round music enthusiast, and long-distance runner.

Robbie Evans headshot

Robbie is an Editor at TopRatedCasinos who joined us in 2022 and has a year’s experience in the gambling affiliate space. Having quickly built up his expertise in all things casino — particularly in the arena of online payment solutions — he’s tasked with writing up guides and reviews across TopRatedCasinos, along with having a big hand in developing the way we format the site to best suit our users. In his spare time, Robbie is a keen sports fan, film buff, travel enthusiast, and all-round thing-liker.