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Casino Payment Methods - 2024

By Daniel Bennett on

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair.

TopRatedCasinos.co.uk is dedicated to helping customers find the best place to play online. Your safety and well-being is a priority, which is why all of our expert casino reviews are 100% honest and unbiased, and we highlight the key terms and conditions of every casino bonus we advertise. Whilst we accept commission from the casinos on our list of recommendations, and this may affect where they’re positioned on our lists, we only recommend casinos that we truly believe are safe and fair.

Find out more about the casino payment methods available at top online casinos. We’ve picked out the UK’s best online casinos offering a wide range of payment options, including some of the best e-wallets like PayPal and Skrill, Open Banking options like Trustly, prepaid cards like Paysafecard, and more.

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Unless you’re playing with a no deposit bonus, you’ll need to stake some of your hard-earned cash for a chance to win some returns.

Along with the exhaustive list of UK casinos offering strong payment options, you’ll find a complete guide to making deposits and withdrawals, and breakdowns of how each casino payment method works.

Select a top gambling site, enjoy hassle-free deposits, claim your optional welcome bonus, and get started!

Deposits and Withdrawals 

Depositing and withdrawing your funds is the central part of playing with casinos online. While there are ways to play for free, such as demo games and no deposit casino bonuses, you may want to eventually play real money games with your own funds, which of course, will require you to make a deposit.

To then get your hands on any potential winnings, you’ll be able to make a withdrawal. The best casinos feature several payment methods, each with their benefits and drawbacks, so it’s important to learn more about your options in order to identify one that suits you best.

Understanding Transaction Times 

Most banking methods offer instant deposits, meaning you’ll have the funds in your online casino account within seconds of submitting your deposit request. Some deposit options include additional security layers that may slow things down a touch, such as Visa’s Secure Checkout and Boku’s SMS confirmation codes, but it’s a small price to pay for extra peace of mind.

Where casino banking methods differ most is in the withdrawal process. If you want to transfer funds from your casino account to your bank account quickly, you’re generally best to go for an e-wallet like PayPal. As we explain below, many online casinos offer fast withdrawals for such methods, ranging from instant transfers to just 24-hour waits.

Debit cards, such as Mastercard and American Express, tend to be much slower, with 3-5 day lead times on top of the casino site’s internal checks and processing.

Details of each method’s deposit and withdrawal speeds are typically found in the casino’s terms and conditions. Bear in mind that some payment methods are excluded from bonuses, however, so check that your preferred option for speed is also eligible for claiming deposit bonuses.

Some online casinos stipulate that your deposit and withdrawal choice must be one and the same, so look out for this in the terms and conditions, too.

Fast withdrawal casinos do exactly what they say on the tin, giving you access to your funds almost instantly. The casinos that support a range of fast withdrawal payment options, such as PayPal, are the best ones to choose if it’s quick payouts you’re looking for. Transaction times will differ depending on the casino’s pending time policy, however.

The best casinos on this list will process debit card withdrawals in one to three working days, while others can take up to five working days to appear in your account.

In almost every case, online casino deposits will land instantly in your account, regardless of the payment method you use. The only outlier here in terms of casino deposit methods are wire transfers, which can take several working days to clear. Wire transfers aren’t commonly used as a casino payment method these days, so there’s little need to worry about this. 

If you’re making your first deposit at an online casino, however, it’s a requirement of gambling sites licensed in the United Kingdom to run identity checks on the depositor before they can accept your funds. Online casinos therefore need to verify your information before they do so, in a process known as know your customer (KYC) checks. 

You’ll be asked to provide a copy of either a passport or a driver’s licence, as well as a recent proof of address such as a utility bill or bank statement. It’s quick and easy to do, and your casino will run you through each step. When the checks are complete – which usually takes a maximum of 24 hours – your deposit will be cleared and the funds will appear in your account. 

Terms and Conditions

While fast withdrawals and fees are key in choosing the right payment method, checking your casino’s terms and conditions is also important, especially when claiming a bonus.

There are several stipulations that could affect your gameplay, so it’s important to read the fine print to find the casino and payment method that suit you best.

Time Limits 

Most casinos will set time limits on how long a bonus can be used for after it has been activated. You will have to meet the conditions set for it, such as wagering requirements, within this time in order to access your funds. If you don’t, then your bonus funds may be lost and you won’t be able to withdraw any potential winnings. 

32Red’s 150% up to £150 matched deposit, for example, comes with a seven-day time limit on how long the bonus remains valid after being activated. This means you’ve got just a week to meet the 50 times wagering requirements.

Casinos will have varying deposit and withdrawal limits that can affect how you play with them. Some sites will have high deposit and withdrawal limits, while others will have far smaller ones and players will have different preferences depending on the sizeof their budget. 

Most casinos will have minimum deposit and withdrawal limits of £10, like 888 Casino. But players on a tighter budget will look for sites that have smaller minimum deposit limits, so that they can still get the best gaming experience possible. Paddy Power is the perfect site for these players, with a minimum deposit limit of £5. 

High rollers, however, will look at the casino’s maximum withdrawal limits when choosing the site for them. They’ll want a casino that will allow them to withdraw large amounts of money in a single transaction. A site like Grosvenor Casino, with a maximum withdrawal limit of £15,000 per day, for example, would be a great casino for them. 

Certain casinos will exclude certain payment methods from their bonuses. This isn’t particularly common, but usually applies to Skrill and Neteller users. Any deposit into a bonus made using an excluded payment method will not be eligible for the offers. Debit card payments and bank transfers, including those conducted through Trustly casinos, may even be the sole option for bonus eligibility.

Paddy Power ‘deposit £10 get £60 plus 100 free spins’ bonus, for example, excludes all forms of e-wallets from the offer.

Online casinos enforce minimum amounts on all deposits, usually between £5 and £10, but sometimes as much as £20. For welcome offers and other bonuses, it’s more common to see increased minimum deposit amounts. Most online casinos run blanket minimum deposit amounts across the whole site, but some casino payment methods may be subjected to higher amounts. 

In the same vein, casino withdrawals are also subject to minimum amounts. The best online casinos allow customers to withdraw from as little as £1, but this can sometimes be as high as £10; £5 is about standard. Again, these amounts can vary depending on the online casino payment method used.

Payment Security 

All the payment methods we list here are perfectly safe to pay with and use a variety of different methods to keep your data secure. Different payment methods will protect your information in different ways, however.

Using PayPal, for example, means you don’t have to share any financial information with a third party. And what’s more, the e-wallet provides 24/7 fraud monitoring so that you know straight away if there is suspicious activity on your account. It’s common practice among top payment providers, such as PayPal and ecoPayz, to encrypt transactions with SSL technology, too.

How to Keep Your Casino Payments Secure

Although the best casino payment methods are run by regulated and respected financial companies, there are some extra things players can do to help further protect their payments online. 

All of the most popular e-wallets offer the option to activate added layers of protection through two-factor authentication (2FA), where extra security checks are imposed on every transaction before it’s processed. This could be an SMS prompt via a linked mobile phone number, a similar prompt via email, a security question, or a combination of these things. You don’t have to take advantage of 2FA, but it’s an option for those who’d prefer it.

If you’re using payment systems on a smartphone or tablet, you can also take advantage of technologies such as face recognition and touch ID. There’s no way this information can be stolen or copied, so it’s just about the most secure you can be when making payments online.

Be conscious of phishing attacks, where scammers seek to entice money from player accounts by acting as an agent of the casino or payment provider. Both online casinos and payment providers will never ask for passwords or sensitive account details in emails or over the phone, so there is never a reason for you to divulge this information. If you’re ever unsure about the legitimacy of a customer agent, make sure you double check before engaging.

And finally, it always pays to have strong passwords for all your online accounts – whether that’s online banking, online casinos, e-wallets, or even cryptocurrencies. Make sure you’re mixing your passwords up, avoiding obvious things like birthdays or pets, and using a combination of letters, numbers, and special characters.   

Debit Cards

Availability: Excellent

Deposit Speed: Instant

Withdrawal Speed: Up to 5 days

Chances are you’ve used a debit card to pay for something before, and the process remains mostly the same. You visit the cashier page of your chosen casino, enter your card details and select the amount you wish to deposit. It really is that simple!

Visa Fast Funds

Visa Fast Funds, which is becoming available at a growing number of online casinos, allows Visa debit card payments to be processed in real time. This significantly increases the speed of Visa card withdrawals, with funds sometimes appearing in your bank account within 30 minutes. Most of the time, however, withdrawals should take around 4 hours to be processed. 

Visa Fast Funds is compatible with all the major UK banks, including Barclays, HSBC, Nationwide, Natwest, RBS and many more. However, keep in mind that if you’ve already made five Fast Fund withdrawals in a day, or the sum of your withdrawal exceeds £2000, you won’t be eligible. 

If your withdrawal is eligible, you will see the Visa Fast Funds stopwatch logo in your chosen casino’s banking section, and your withdrawal will automatically be processed at a much faster pace than usual.

Despite the growing popularity of other, newer payment methods, debit cards undoubtedly remain the nation’s preferred method of payment. They’re easy to use, there are no third party registration forms, and your funds will be available instantly! What’s not to like?

Debit Cards are still one of the most convenient methods of payments available to players at online casinos. Many players prefer to stick with what they know and trust, and they’re accepted methods of payment just about anywhere you can think of, from your local supermarket to all of our top online casinos.

When you make an account, almost all banks and building societies provide you with a debit card for easy access to your funds. Popular brands such as Maestro, Visa and Mastercard are widely accepted at online casinos.

When you decide to cash out your winnings, you’ll be able to withdraw your funds to your bank account, and they should be available between 3 and 10 working days, depending on your chosen casino. While this withdrawal time can be a negative for some, Visa customers can make use of Visa Fast Funds to accelerate the process.

While they are easy to use, there are drawbacks to using debit cards. When making a payment, you must submit sensitive information relating to the card, such as the card number. While licensed UK online casinos always use industry-standard technology to ensure secure payments, there is always the risk that hackers may find a new way to break in.

Using antivirus software and firewalls will minimise the risk involved on your end, but some prefer to keep their bank details private by opting for an alternative payment method, such as an e-wallet, prepaid card, or pay-by-mobile solution. 

The law concerning the use of credit cards when gambling online recently changed, with the UK Gambling Commission announcing on 14th April 2020 that they would be banned from any online gambling activity as part of the Government’s Review of Gaming Machines and Social Responsibility Measures.

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e-Wallets

Availability: Excellent

Deposit Speed: Instant

Withdrawal Speed: Instant – 48 hours

e-Wallets are one of the most widely used forms of payment for online casinos and their popularity is growing year on year. You aren’t short of options, and we have lists of the best PayPal casinos, Skrill casinos, Neteller casinos, ecoPayz casinos, and AstroPay casinos.

Secure Deposits and Withdrawals

e-Wallets are considered to be among the most secure payment methods because you don’t need to share your card information with any casino. All you need to do is login with the email address and password you registered with your e-wallet account. 

Additional security features are also very common. On the PayPal website, for example, you can enable two-factor authentication (2FA) to keep your data secure, while those using the app can log in using fingerprint identification. There’s even 24/7 fraud monitoring to keep your personal information secure. 

e-Wallets offers instant deposits to your casino, along with the fastest withdrawal times around. Compared to withdrawing with debit cards which can take up to 5 working days, withdrawals from your casino to your PayPal account takes as little as a few hours at casinos offering fast payouts.

The best fast withdrawal casinos even allow instant withdrawals! The process of then transferring your funds from your e-wallet to your bank account only takes a few hours, meaning e-wallets offer some of the fastest transaction times of any payment solution. 

The only slight drawbacks to using e-wallets is that they’re not universally accepted at online casinos, and some casinos exclude them from bonus eligibility. You’ll also need to create an account which, while totally free to do, is an added step over using a debit card.

Paysafe Group Payment Methods

Paysafe is a leading payment provider and its various solutions are commonly available at the best online casinos. Security and customer convenience are top priorities for Paysafe, and you’ll also find loyalty programmes available with Skrill and Neteller.

Paysafecard

Availability: Good

Deposit Speed: Instant

Withdrawal Speed: N/A

Paysafecard was established in Vienna, where it is still headquartered, in 2000. One of its original founders, Udo Mueller, took over as Paysafecard’s CEO in 2014, and the company has since enjoyed its greatest period of expansion and success. Now, Paysafecard is accepted as a payment method at Amazon, Sony, Google and Samsung, as well as a number of top online casinos.

While most online payment methods require you to share your personal financial details, this is not the case with a prepaid Paysafecard. They can be bought over the counter with cold, hard cash, instead of having to sign up to a service, and used with total security online. 

Added Security 

There’s no need to sign up to any service or programme when using a prepaid Paysafecard, you simply buy it and use it online in a way that is safe and easy as cash. This means there’s no need to share your personal financial information with any third party company nor with the casino.

A Paysafecard is available in either £25, £50, £75 or £100 amounts and you don’t even have to use it all in one go. You will be provided with a 16-digit Paysafecard PIN that can be used at thousands of different outlets, adding that extra bit of security. 

Once you create an online Paysafecard account, you can order a physical Paysafecard Mastercard which can be topped up over and over again. The card has the same functionality as a standard Mastercard meaning it can be used for both online and offline payments wherever you are in the world. 

While there are no fees involved from Paysafecard themselves for its use, some casinos will charge small transaction fees when it’s used on their site. This is not common but it is still worth checking the terms and conditions before you go ahead with it.

The Paysafecard Mastercard, however, does come with specific charges. The card costs £8 annually and requires a 4% top up fee as well as a 3% ATM withdrawal fee. You will also be unable to withdraw any winnings using your Paysafecard and will have to use an alternative payment method in order to carry this out.

Neteller 

Neteller has become one of the most widely recognisable online payment methods available today with the service trusted by millions around the world and used in over 180 countries.  But why is it so popular? Let’s find out. 

First-Class Security 

Neteller is an incredibly secure way to make transactions online, putting a strong wall between your personal information and the casino – helping you to control your finances when online. It even allows you to enable two factor authentication as an added layer of security to protect your information.

Neteller is also regulated by the Financial Standards Authority (FSA), meaning that all your transactions are processed as safely and securely as possible. 

When you sign up to Neteller you get access to a prepaid Mastercard called a Net+ card, which can be either plastic or virtual. You get one virtual card free with your account and can have up to five more at the cost of £2 each, with a plastic card costing £8 each.

The big advantage of Net+ card is that you can withdraw your winnings instantly with and then spend it at any other retailer that accepts Neteller, making Neteller one of the most flexible eWallets out there right now. 

One of the downsides to using Neteller, however, is that using it can often incur fees. You’ll be able to deposit via a local bank transfer and use your Neteller account free of charge, however, there are fees for depositing via other methods like Visa (1.95% – 4.90%) or Skrill (3%).

Withdrawing via bank transfer will see you charged the equivalent of €7.50, while withdrawals to your Net+ prepaid Mastercard will incur a fee between 0 – 1.75 percent. In addition to Neteller’s withdrawal fees, some online casinos may charge an extra processing fee. This isn’t particularly common, but we’d still recommend checking out the terms and conditions. 

Using Neteller to make your first deposit can also disqualify you from claiming welcome bonuses at certain casinos. This can be a real let down when you first sign up to a casino so it’s best to check the site’s T&Cs before you dive in with Neteller.

Skrill 

Skrill is one of the oldest e-wallets around today, being founded back in 2001. It was called Moneybookers back then and it has gone on to be one of the most highly regarded e-wallets around the world. Wonder what all the fuss is about? Let’s have a look. 

Depositing and Withdrawal Times

A key benefit to using Skrill is the speed with which transactions are processed. Deposits and withdrawals at online casinos take a matter of minutes, which is a huge advantage compared to debit cards which can take up to five working days. Withdrawal times can be subject to the individual casino’s pending policy, but generally speaking you should have you cash in hand within a matter of seconds. 

Another big plus for Skrill is their 1-tap feature. This feature allows you to deposit your funds with one click, rather than having to go through the slightly more arduous task of entering your email address, so just look out for the 1-tap logo at the cashier section. There is a 4.9% charge on funds paid in this way, however, and those funds can only be deposited in Euros.

Your casino will never charge for using Skrill, but you will face transaction fees from Skrill when you withdraw any money from the casino. The rates currently sit at £4.76 for bank transfers, 7.50% for Visa and 1.9% up to a max of £17.32 when transferring to another Skrill wallet. This isn’t a lot, but it’s a definite downside compared to debit transactions which are free. 

There is also the risk that certain casinos will disqualify Skrill from being used as part of their bonuses. This would be a major disappointment to new players so it’s always best to check the individual casino’s terms and conditions before you play.

Trustly

Availability: Good

Deposit Speed: Instant

Withdrawal Speed: Instant – 48 hours

Trustly is a relatively new financial institution that’s making waves in the online payments space, serving as an intermediary between bank accounts and merchants to shield customer information from the transfer process. In effect, this is a more secure option than a direct bank transfer, and you’ll be surprised to find that this particular middleman accelerates the process rather than slowing it down.

Simply head to your online casino’s cashier page, select Trustly and you’ll be sent to its site. Once there, pick your bank from the menu, enter your online banking login details and the deposit amount, confirm the payment through your bank’s security layers, and Trustly handles the rest.

None of your information is stored, and you can be comfortable in the knowledge that Trustly is authorised and regulated by the Financial Conduct Authority (FCA), meaning it’s totally safe and legitimate.

No Registration Required

One of the great things about Trustly is that you don’t need to sign up for it – simply use the service at the point of need, and all of your details are wiped once the transaction is complete.

Trustly is supported by a huge number of UK banks, including but not limited to:

  • Lloyds
  • Barclays
  • NatWest
  • Halifax
  • Santander
  • HSBC
  • Nationwide
  • RBS
  • TSB

A typical wire transfer can take longer than other payment methods to clear for both deposits and withdrawals, but using Trustly significantly speeds up the process, delivering instant deposits and quick withdrawals. Some fast withdrawal casinos even offer Trustly withdrawals in as little as 24 hours, meaning it can compete with PayPal as a top fast payout payment option.

Trustly has little to no significant drawbacks, offering a quick, secure service with high payment limits and no need to sign up. However, players looking to keep their online casino payments in close control may prefer to opt for an alternative method that has a lower cap on deposits, such as the £30 ceiling you’ll get with a pay-by-phone-bill service like Boku.

AstroPay

Availability: Poor

Deposit Speed: Instant 

Withdrawal Speed: Instant – 48 hours

AstroPay was founded in 2009, first launching its AstroPay card in Brazil. Since then, led by CEO Mikael Lijtenstein, it has undergone significant growth, now supporting over 200 different payment methods around the world. 

What distinguishes AstroPay from other payment methods is its versatility. It operates both as a prepaid card provision and an e-wallet, while also functioning as a payment solution for those looking to pay in foreign currencies. 

e-Wallet and Prepaid Card Functionality

AstroPay’s prepaid cards can be purchased online, and function similarly to debit cards, with their own 16-digit card number, CVV and expiry date. Once you’ve purchased your AstroPay card, these details can then be used to deposit funds at AstroPay casinos. Though you can’t top up an existing AstroPay card, you can have up to ten cards at once, which should be more than enough to cover all your spending needs.  

AstroPay’s e-wallet function is one that, at present, is rarely taken advantage of at online casinos. Wherever accepted, AstroPay’s e-wallet functions as a withdrawal method that usually has funds appearing in your AstroPay account within 2-3 days. Unfortunately, most AstroPay casinos currently only accept AstroPay as a deposit method. We expect this to change in the coming years, so watch this space.   

AstroPay prides itself on its security. It doesn’t require users to enter any personal information – merely the details of their prepaid card – which makes AstroPay an extremely secure casino payment method. It also features end-to-end data encryption, so you can be doubly sure that making casino payments with AstroPay is safe. 

Account management is extremely easy with AstroPay, especially for those who have downloaded the AstroPay app from either the App Store or Google Play. On the app, as well as on AstroPay’s website, you can easily buy vouchers, make withdrawals, manage your cards and exchange currencies, and all of these processes come without any fees. 

The main drawback of AstroPay is its lack of availability as a withdrawal method, but this is through no fault of its own. However, even at those sites that do allow AstroPay to be used for withdrawals, if you then want to withdraw your funds from your AstroPay wallet, you’ll have to wait an extra 2-3 days for your money to appear in your actual bank account.

Prepaid Cards

Availability: Good

Deposit Speed: Instant

Withdrawal Speed: N/A

Prepaid card services allow you to purchase vouchers – either online or in-person – which can then be used to deposit at online casinos. These prepaid cards will usually come with a 16-digit code, CVV and expiry date, which will need to be entered in order to deposit, just like with a regular debit card. As these cards cannot be topped up once they’ve been bought, however, prepaid cards can’t be used for withdrawals, but always provide instant deposits. 

Prepaid Card Services 

Here’s a list of some of the payment options that currently provide prepaid card services available to use at online casinos:

  • Visa 
  • Mastercard
  • Paysafecard
  • AstroPay
  • Neteller
  • Skrill
  • ecoPayz

Security

As prepaid cards don’t require users to enter any bank details, they constitute a highly secure payment method, which is always reassuring for users. All you need to make a prepaid card deposit is the details of your voucher, which doesn’t contain any personal information. The less information you’re required to share at an online casino, the less chance there is of your data being compromised.

Money Management 

One of the primary benefits of prepaid cards is that they can prove an extremely valuable tool in managing your own spending. Most prepaid card services only allow you to purchase vouchers worth comparatively modest sums of money, and as you can’t top them up, once you’ve exhausted those funds you won’t be able to spend anymore. This can help those who struggle with overspending – with certain payment methods allowing users to deposit more with the simple click of a button – keep their spending to a minimum.

Additionally, a number of prepaid card services – such as Paysafecard and Neteller – have imposed transaction limits, which places natural limits on how much you can spend. If you’re worried about how much money you’re depositing, give prepaid cards a try and see if things improve. 

Drawbacks

Of course, what’s a positive for some users may be a negative for others. The more high-rolling players will be alienated by the transaction limits placed on some prepaid card services, and might find the process of having to buy more prepaid cards once you’ve spent all the money on your existing vouchers rather tedious.

Also, the fact that you can’t withdraw using prepaid cards means that you will always need to have another payment method up your sleeve for when it’s time to withdraw any real cash you might’ve earned.

Bank Transfers

Availability: Good

Deposit Speed: Up to 3 days

Withdrawal Speed: Up to 7 days

Bank transfers are one of the safest methods of payment for online casino players today. They allow players to deposit and withdraw their funds directly to their casino’s bank account without the need of a third party. 

Convenience 

A big plus for online players is that there’s no need to share your financial information with anyone other than your casino.  The fact is almost everyone has a debit card, so it eliminates the need for any registration. What’s more, it’s also a trusted payment method for many.

Drawbacks 

The big drawback with transfers, however, is that the sheer manual effort required in starting one in the first place. Finding the necessary information can be real pain to uncover and once you do find that information, there will often be fees attached to each transfer.

Some casinos will deduct a fee for every withdrawal made using a bank transfer, while the bank will almost certainly charge you once each amount is received.

Pay by Phone Bill

Availability: Good

Deposit Speed: Instant

Withdrawal Speed: N/A

Pay by phone casinos work just like any other payment method, but there is just no need for a card or for you to enter any sensitive financial information like your card number. Instead, through services like Payforit or Boku, you can play your usual casino games with each deposit being added to your monthly phone bill. 

Security 

The big upside to pay by phone casinos is the security they provide players. The reason it’s so safe is because you don’t have to share any personal information with the casino, all your finances are handled by the phone company. What’s more, with each deposit you make you will be required to enter a specific code sent to you via SMS. Without that code, no transactions can be carried out. 

Using pay by phone means you don’t have to disclose any sensitive financial information such as your debit card number. You simply enter your phone number, and you’ll receive a text asking for you to verify the payment. You can do this  by entering a code or replying to the text, in most instances. 

Once the payment is verified, the deposit will be charged to your phone bill. If you’re on a phone contract, the payment will be processed when you pay your monthly bill. If you use mobile pay-as-you-go, it will be taken from your phone credit balance.

Drawbacks

A big drawback to paying by phone is that withdrawals are not supported by the payment method. In order to get your hands on your winnings, you will need to do so via a different payment method. 

You’ll also find that, while there are a number of pay by phone casinos, the method still isn’t widely accepted.

Bitcoin 

Availability: Poor

Deposit Speed: Instant

Withdrawal Speed: Instant

As online casinos continue to evolve, so do the payment methods that they implement. Bitcoin is a digital currency that has skyrocketed in popularity over the last few years. Online casinos were among the first to integrate Bitcoin as a payment method.

There are now many user-friendly websites or ‘Bitcoin wallets’ available to players, which allow them to purchase and store Bitcoin as well as other cryptocurrencies. To deposit, simply visit your casino’s cashier and select Bitcoin as your method of payment.

It’s not widely accepted yet, but if you choose to play at certain Bitcoin casinos, you’ll be able to use Bitcoin and benefit from its numerous advantages.

Anonymity

Much like e-wallets, paying with Bitcoin ensures anonymity for players. There’s no need to share confidential information or your personal details, so there’s zero risk of this information being leaked.

Cryptocurrencies eliminates the middle-man. The transaction occurs directly between the player and the casino operator. This will save you a nice bit of cash in the long run, as there are no additional fees involved, unlike a traditional payment method such as a debit card. Bitcoin withdrawals and deposits are also instant, with no time wasted waiting for your payment to be processed by a bank.

Making a withdrawal using Bitcoin is simple. All you need to do is visit your casino’s cashier and withdraw back to your Bitcoin wallet. From here, you can use your winnings at merchants that accept Bitcoin, or use a Bitcoin exchange to convert your winnings to the currency of your choice.

Unfortunately, Bitcoin is not widely accepted, even in the casino industry. This could be an issue for players who wish to use one method of payment across a number of different casinos.

Also, the value of Bitcoin fluctuates according to demand, and can be quite volatile. While many experts predict the value to go through the roof, there’s no guarantee that your Bitcoin will hold its value in the near future.

Apple Pay

Availability: Poor

Deposit Speed: Instant

Withdrawal Speed: Instant – 48 hours

Launched in 2015, Apple Pay has proved to be one of the safest and most popular ways to make transactions. All you need to do is add your bank card to your Apple Wallet, meaning you’re just one click away from each payment.

Security 

There’s no need to share your personal information with your casino when you pay by Apple Pay. As long as your bank account is registered with your device, then every deposit is just one click away. What’s more, each transaction you make can only be carried out after you authenticate it using the device’s fingerprint and facial recognition technology, giving you that added layer of security. 

Convenience 

When it comes to convenience, Apple Pay is almost unrivalled. With no need to enter in any lengthy financial information, every deposit you make is just one click away. And with Apple’s first class reputation in technological innovation and millions of users worldwide, you can be sure that the user experience is top draw.

Drawbacks 

A key drawback to Apple Pay, however, is that it’s not universally accepted by all online casinos and as its name suggests, it’s exclusive to owners of iOS devices.

Google Pay

Availability: Poor

Deposit Speed: Instant

Withdrawal Speed: Instant – 48 hours

Google Pay is one of the most widely accessible and fast growing digital payment methods on the market today. By linking your bank account to your Google Pay account, you can seamlessly make payments with the single click of a button. 

Versatility 

Unlike with Apple Pay where the service is only available on Apple devices, Google Pay is available on both Apple and Android handsets. All you’ll need is a Google account and the Google Pay app and you’re away. 

Convenience 

The big upside to Google Pay is that it marries convenience with security. Your personal information doesn’t need to be shared with your chosen casino and is instead kept safe by Google Pay’s first class encryption software. This means that you’re always only one click away from each deposit! 

Drawbacks 

One of the few drawbacks to Google Pay is that it’s not accepted by all major casinos. What’s more, Google Pay is not yet accepted on Windows phones.

Other Payment Options

While the payment methods highlighted above are commonly offered at the best UK online casinos, there are a few uncommon ones that crop up from time to time.

Citadel

Citadel offers instant payments in a similar fashion to Trustly, but it’s reasonably rare to find it at online casinos. The provider was launched in 2000 and is regulated by the FCA.

Instadebit is a Canadian financial institution that’s growing in popularity worldwide, including at online casinos. The service promises quick deposits and withdrawals from your online casino account, and the service has top of the line security to keep every sliver of data completely secure.

Giropay is a German internet payment system that facilitates quick direct transfers to and from bank accounts. As with the other options in this section, it’s not a common find at online casinos, but it is an excellent service that makes payments quickly, seamlessly, and with security at the top of the agenda.

Pay & Play

Now that you’ve learned all about the payment methods available to you, you’ll want to choose a casino that suits your banking needs. Our top UK online casinos are known to offer a great range of payment methods – all that’s left for you to do is pay and play. Good luck!

Frequently Asked Questions

  • How do I know if a payment solution is legitimate?

    When it comes to online payments, vigilance is an absolute must. Generally speaking, if a payment provider isn’t listed on the FCA register, it should be avoided. This register includes details of the legitimate websites and contact information for each provider, so you can compare these details with what you’ve been presented with to make sure they’re legit. Scammers regularly target users with phishing emails, fake links, and alarming messages designed to trick you into handing over your financial information.

    Always check that what you’ve received is from a legitimate email address or registered number, keep an eye out for bad formatting, spelling mistakes, and low-quality images, and never click a link on an email until you know it’s safe. If in doubt, get in touch with the customer support team of the institution in question using details from their website, and they’ll be able to help.

  • How can I tell if an online casino is licensed and safe to use?

    The easiest way to find out if an online casino or gambling site has a licence is to check the UK Gambling Commission’s (UKGC) public register. Licence holders are guaranteed to provide secure transactions, fair games, and customer support, as well as adhering to a broad range of ethical regulations designed to keep you safe.

  • What’s the best payment method for fast withdrawals?

    PayPal is generally the best bet when it comes to fast withdrawals, but it all depends on the site in question. Check the site’s terms and conditions for further details on whether it offers fast withdrawals, as well as the typical deposit and withdrawal times you can expect from each of its payment options.

  • Are debit card payments safe?

    At licensed online casinos, debit cards are perfectly safe to use as your payments and details will be kept secure by SSL encryption technology. However, you can take extra steps to protect your data by using an e-wallet, removing the need to share your bank details with the online casino. Similarly, prepaid cards and pay-by-phone options also minimise the amount of sensitive information you need to share in order to make payments.

  • Can I claim welcome bonuses with any payment method?

    Some casinos place no restrictions on payment eligibility for welcome bonuses, but many do. Always check the terms and conditions of the casino and bonus in question to make sure you don’t miss out, especially as most welcome bonuses are only available for your very first deposit.

  • Do I have to complete ID checks when making casino payments?

    Yes. You’ll need to complete Know Your Customer (KYC) checks each time you deposit and withdraw funds from your online casino account. This ID process ensures that your money only goes through you, as well as protecting the casino against potential money laundering. To complete the checks, you’ll need proof of ID and proof address. Many casinos have ways of speeding the process up for pre-approved members, meaning you may find that your KYC checks are faster after you’ve been verified the first time.

  • Do mobile casinos offer the same payment methods as desktop-based sites?

    Generally speaking, yes! You should have access to exactly the same payment methods an online casino offers, whether you’re using a mobile-optimised browser or a native app. You may also have access to mobile payment options such as Apple Pay and Android Pay, making for quick and seamless transactions.

  • Can I withdraw my winnings straight away?

    If you’ve won money through your own cash, you can make withdrawals provided the figure exceeds the casino’s minimum withdrawal amount. If your winnings are related to a bonus, however, you’ll almost always need to clear wagering requirements first. Wagering requirements are typically calculated by a figure that’s multiplied by your bonus amount, and you’ll need to wager the sum total in order to unlock withdrawals. For more information, check out our in-depth wagering requirements guide.

  • Can I block myself from making casino deposits?

    Yes! GAMSTOP is a self-exclusion service that you can use to block yourself from gambling sites for six months, a year, or five years. Simply enter your details and the duration you require, and GAMSTOP does the rest. From there, you’ll be stopped any time you encounter KYC checks at online gambling sites. Once the period is up, GAMSTOP will get in touch to ask if you’d like to continue the self-exclusion. If you don’t respond or miss the email, don’t worry; GAMSTOP will continue the self-exclusion until it hears from you.

Contributors

Daniel Bennett
Daniel Bennett

Daniel is our Head of Operations and former Head of Content, with seven years’ experience in the online gambling industry. Across the site, he offers his expertise in all things gambling, from casino reviews and strategy guides to responsible gambling material and more. In his spare time Daniel is an avid sports fan, following the Premier League and NBA closely in particular, as well as a photographer and burgeoning TikTok celebrity.

Marcus Lawrence
Marcus Lawrence

Marcus is Head of Content at TopRatedCasinos.co.uk. Having joined as a Content Editor in 2020, Marcus has three years’ experience in the online gambling space and six years’ professional editing experience. An expert in all things online casino, he has been featured in iGamingFuture and SBC’s Payment Expert, and works hard to fact-check everything we present to our users. Outside work, Marcus is committed to regularly injuring himself at the gym and unwinding with a typically stressful West Ham game.

Ben Miles
Ben Miles

Ben is a former staff writer whose expertise extends to all areas of gambling, allowing him to contribute to a range of topics at TopRatedCasinos.co.uk – from individual casino reviews to strategy guides. Ben is also a huge sports fan with experience writing about football for a number of different publications.

Robbie Evans headshot
Robbie Evans

Robbie is an Editor at TopRatedCasinos who joined us in 2022 and has a year’s experience in the gambling affiliate space. Having quickly built up his expertise in all things casino — particularly in the arena of online payment solutions — he’s tasked with writing up guides and reviews across TopRatedCasinos, along with having a big hand in developing the way we format the site to best suit our users. In his spare time, Robbie is a keen sports fan, film buff, travel enthusiast, and all-round thing-liker.

Guy Evans
Guy Evans

Guy is a Writer and Editor for TopRatedCasinos.co.uk with three years’ experience in the online gambling space. You’ll find his name across the site, from detailed guides on all things to casino to reviews of the latest brands in the market. Outside work he’s a big fan of football and cricket, often found lamenting the fortunes of his beloved Tottenham Hotspur, and slings himself around the world as often as he can.

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